Ford Finance Center in Honolulu, HI

Honolulu Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Let's Make Financing Your Next Ford Special

Financing for your car is one of the most important aspects of shopping for a car because with the proper lease or loan, you will be able to enjoy an incredible car while having monthly payments that are easy to afford. Here at Honolulu Ford in Honolulu, HI we are proud to offer you staff members who are knowledgeable, friendly, and ready to help! See what we can do to make financing your next car easy.

Lease or Loan: Which One Works Better for You?

One of the most important things that you need to work out when you are looking for a Ford is which financing option is better, lease or loan? With a lease you will, on average, pay lower monthly payments, but you will not own the car. Additionally, in most cases, you also can put down less money at purchase. With a loan you may have to put more down and pay more every month, but you own the car. When it comes down to it, the choice between the two is completely dependent on your budget. If you aren't completely sure on what you can afford, check out our monthly payment calculator and see what will work for you.

Can You Help Me Pre-Qualify for Credit?

Yes! Actually, we can and with our online finance application you will be able apply from credit from home and have a better idea of what you will be able to afford when you visit the dealership.

Honolulu Ford is Ready to Help

When drivers in Honolulu, Aiea, Mililani, Waipio, Kaneohe, Kailua, or Central Oahu are looking for the perfect place to shop for a Ford and get the help you need, come on over to Honolulu Ford and our staff would be more than happy to help you out. See you soon!

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Auto Financing Made Easy at Honolulu Ford

When it comes to the hardworking truck, safe and adventurous SUV, or sporty Mustang for cruising along Interstate H-1 or throughout Oahu, our Honolulu, HI Ford dealer is the place to shop. To enjoy island driving fully in a new Ford or quality used vehicle, you'll love how easily you can begin and complete our simple and straightforward auto financing process at our Honolulu dealership located on North King Street. Get started online, reach out to our finance team, then get prequalified today for the kind of deal that helps you fit the perfect new Ford or used car into your budget.

Our Finance Team is on Hand at Honolulu Ford to Walk You Through Every Step of the Process

Will this be your first time financing or leasing a vehicle in Honolulu? We make it easy at our Ford dealership, with several quick and simple steps you can take online from the comforts of your home anywhere on Oahu. Getting prequalified is just a matter of having your credit score and other financial information and history checked. You'll submit a simple form and we'll collect that information with our safe and secure system, determining your borrowing power and see what leasing and low-APR specials and offers you qualify for as you search for a new Ford Bronco, F-150, or Escape in Honolulu.

Choose Between Leasing or Buying Your Next New Ford in Honolulu

Choosing any new Ford for your next truck, SUV, or sports car is a great way to go, whether you commute daily along Interstate H-2 or adventure throughout Oahu. For your next Ford Super Duty truck, Bronco Sport or Explorer SUV, or any other model, you'll want to choose between leasing and buying.

When leasing a new Ford, you'll enjoy lower costs up front. Some deals for qualified shoppers mean you don't even have to put anything down up front. Other lease structures keep your monthly payments as low as possible. Whatever your two- or three-year lease term looks like as far as payments are concerned, you'll enjoy having a warranty-backed Ford model, with most repairs and service here in Honolulu covered. You'll also have several lease-end options that free you up to make the best decision when your term winds down.

If you've really grown to love the Ford you've been driving for a few years, you can buy out your lease at a predetermined cost, keeping the Edge, Ranger, F-250, or other truck or SUV for many more years and miles to come. Of course, you might be excited about a newly available, redesigned version of the same truck or SUV, or perhaps as your family has grown, you're looking to upgrade to something larger, meaning you can buy or lease a different Ford model. You can also return your lease, pay off any mileage and wear and tear overage fees, and go in a completely different direction around Honolulu.

While leasing certainly has several advantages, there's great value in buying and owning any Ford model that we have for sale in Honolulu. We offer incredible low-APR specials for well-qualified buyers, but generally you'll put more down up front and pay more monthly than you would with a lease. But it's also easier to resell a Ford you've purchased rather than leased, and you're free to customize your Bronco, Maverick, or F-150 the way you like. When you finish paying off your car loan, you'll enjoy payment-free driving around Oahu, with the freedom to sell or customize your Ford as you wish.

Apply for Financing Online Today

As much as we love greeting and meeting new and returning customers here at our North King Street Ford dealership in Honolulu, we know you have your own busy life to attend to. With our easy online financing tools, getting prequalified for leasing and low-APR offers on new Ford models or preparing for a used car loan is easier than ever. Get going from the comforts of your home right now, and reach out to our finance team if you need any assistance.

Located at 1370 N. King St., Honolulu, HI, our Ford dealership makes the entire auto financing process as easy as can be. Get started online, connect with our finance team, then visit Honolulu Ford today so we can help you find the lease deal or auto loan that works best for your budget and for the new or used vehicle you're planning to buy.

  1. Honolulu Ford

    1370 N. King St.
    Honolulu, HI 96817

    • Sales: (808) 824-3973
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Get in Touch

  • Contact our Sales Department at: (808) 824-3973
  • Monday8:30am-8pm
  • Tuesday8:30am-8pm
  • Wednesday8:30am-8pm
  • Thursday8:30am-8pm
  • Friday8:30am-8pm
  • Saturday8:30am-8pm
  • Sunday10am-6pm